Terms and Conditions

Last updated: 01-03-2023

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions.

The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

• Affiliate means an entity that controls, is controlled by or is under common control with a
  party, where “control” means ownership of 50% or more of the shares, equity interest or other securities
  entitled to vote for election of directors or other managing authority.
• Account means a unique account created for You to access our Service or parts of our Service.
• Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to
  Private CLient Insurance Services, LLC, 9736 Commerce Center Ct. Fort Myers, FL 33908.
• Content refers to content such as text, images, or other information that can be posted,
  uploaded, linked to or otherwise made available by You, regardless of the form of that content.
• Country refers to: Florida, United States
• Device means any device that can access the Service such as a computer, a cellphone or a
  digital tablet.
• Feedback means feedback, innovations or suggestions sent by You regarding the attributes,
  performance or features of our Service.
• Goods refer to the items offered for sale on the Service.
• Orders mean a request by You to purchase Goods from Us.
• Promotions refer to contests, sweepstakes or other promotions offered through the Service.
• Service refers to the Website.
• Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the
  entire agreement between You and the Company regarding the use of the Service.
• Third-party Social Media Service means any services or content (including data, information,
  products or services) provided by a third-party that may be displayed, included or made available by the
  Service.
• Website refers to Private CLient Insurance Services, LLC, accessible from https://privateclientinsuranceservices.com/
• You means the individual accessing or using the Service, or the company, or other legal entity
  on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgement

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the
Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and
Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of
these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy
of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your
personal information when You use the Application or the Website and tells You about Your privacy rights and how the law
protects You. Please read Our Privacy Policy carefully before using Our Service.

Copyright Policy

Intellectual Property Infringement

We respect the intellectual property rights of others. It is Our policy to respond to any claim that Content posted on
the Service infringes a copyright or other intellectual property infringement of any person.

If You are a copyright owner, or authorized on behalf of one, and You believe that the copyrighted work has been copied
in a way that constitutes copyright infringement that is taking place through the Service, You must submit Your notice
in writing to the attention of our copyright agent via email at EHawkins@pcis-fl.com and include in Your notice a detailed description of the alleged
infringement.

You may be held accountable for damages (including costs and attorneys’ fees) for misrepresenting that any Content is
infringing Your copyright.

DMCA Notice and DMCA Procedure for Copyright Infringement Claims

You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent
with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):

• An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright’s
  interest.
• A description of the copyrighted work that You claim has been infringed, including the URL (i.e., web page
  address) of the location where the copyrighted work exists or a copy of the copyrighted work.
• Identification of the URL or other specific location on the Service where the material that You claim is
  infringing is located.
• Your address, telephone number, and email address.
• A statement by You that You have a good faith belief that the disputed use is not authorized by the copyright
  owner, its agent, or the law.
• A statement by You, made under penalty of perjury, that the above information in Your notice is accurate and
  that You are the copyright owner or authorized to act on the copyright owner’s behalf.

You can contact our copyright agent via email at EHawkins@pcis-fl.com.

Upon receipt of a notification, the Company will take whatever action, in its sole discretion, it deems appropriate,
including removal of the challenged content from the Service.

Intellectual Property

The Service and its original content (excluding Content provided by You or other users), features and functionality are
and will remain the exclusive property of the Company and its licensors.

The Service is protected by copyright, trademark, and other laws of both the Country and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written
consent of the Company.

Your Feedback to Us

You assign all rights, title and interest in any Feedback You provide the Company. If for any reason such assignment is
ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and
licence to use, reproduce, disclose, sub-licence, distribute, modify and exploit such Feedback without restriction.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your
use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by
contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which
you are resident in.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government
embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) You
are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted
to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining
provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Terms
shall not effect a party’s ability to exercise such right or require such performance at any time thereafter nor shall
be the waiver of a breach constitute a waiver of any subsequent breach.

Translation Interpretation

These Terms and Conditions may have been translated if We have made them available to You on our Service.

You agree that the original English text shall prevail in the case of a dispute.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We
will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes
a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised
terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us:

By email: EHawkins@pcis-fl.com
By visiting this page on our website: https://privateclientinsuranceservices.com/
By phone number: 239-481-1949