Jewelry and Collectibles - Custom coverage unique to your valuable
You might be surprised to learn that your
homeowner's or renter's policy does not offer full coverage for your engagement
ring or those other pieces of fine jewelry you treasure. While your policy may
cover loss due to theft, and only up to a maximum amount, it most likely does
not cover loss for other reasons. As your agent, we help you craft a policy
that covers exactly what you need it to.
Stamps & Coins
If you're the proud owner of a valuable
stamp or coin collection, you understand the importance of protecting an
investment that you've likely spent a great deal of time assembling. As with
other specialty items, the standard homeowner's policy often isn't enough to
adequately protect your prized possessions. Talk with us about scheduling your
Collecting fine art is a culturally enriching
experience for many. A collection of original paintings and other pieces of art
and antiques can be the focal point for a homeowner, bringing them a terrific
sense of satisfaction and enjoyment. So why wouldn't they want to ensure that
these treasures are properly protected? At Private Client Insurance Services,
we sort through the specific coverage options with you, including the valuation
method that would be used to settle any potential claims. There's even public
liability protection available, should your artwork ever go on exhibition.
Depending upon value, it may be highly
recommended that you separately insure your silverware collection. Complete
sets of sterling, retired patterns, and vintage silver are classic examples of
where this would be a smart investment.
A bottle of your finest, aged wine slips
out of your sweaty palms, sending the bottle crashing onto the tile floor. Your
wine storage unit's temperature control malfunctions, causing all precious
contents within to sour. These are just a couple of examples of why insuring
your wine might be necessary for you. Homeowner's coverage is limited, both by
means of loss and amount.